For ACA agencies

Every terminated policy is commission you already earned — gone.

Vela watches your book for DMI deadlines and unpaid premiums, then texts your clients in Spanish or English until the document is in and the premium is paid. Your agents only step in when it matters.

Join the pilot — free during SEP 5 Miami agencies. No card, no contract.
V
María G. Policy FL-2847 · DMI due in 6 days
Hola María 👋 Su plan de salud necesita una prueba de ingresos antes del 15 de julio o su cobertura termina. Responda FOTO para enviarla por aquí mismo.
FOTO
Perfecto. Tome una foto clara de su talón de pago o carta del empleador y envíela aquí. Nosotros la subimos al Marketplace por usted. ✅
POLICY SAVED+$23/mo retained

Your book leaks money quietly.

Policies don't terminate with a phone call. They terminate because a client never paid the first premium, or because a Marketplace letter in English sat unopened until the 90-day clock ran out.

You did the work. You made the sale. The commission was yours — and then it wasn't. Most agencies find out a policy died weeks later, on a carrier statement.

Vela finds the at-risk policies first, and shows you exactly how many dollars per month are on the line.

Book of business1,400 policies
DMI terminations / mo~22 policies
Never-effectuated / mo~14 policies
Avg. commission$22 / policy / mo
Recurring revenue lost−$792 / mo, compounding
Illustrative mid-size Miami agency. Run your own numbers in the pilot — your dashboard shows dollars at risk in real time.

How it works

No new CRM. No retraining your agents. Vela runs alongside whatever you already use.

STEP 1

Upload your book

Export from HealthSherpa or your carrier portal as a CSV. Vela flags every policy with an upcoming DMI deadline or an unpaid premium within minutes.

STEP 2

Vela does the chasing

Automated text sequences in Spanish or English — matched to the client — remind, explain, and collect documents. Escalating tone as the deadline approaches.

STEP 3

Agents close, dashboard counts

When a client replies or goes silent near a deadline, the assigned agent gets the alert. The dashboard shows policies saved and commission retained, every month.

Pilot program: 5 Miami agencies.

Free through SEP season while we build with founding agencies. You get the product and direct access to the founder; we get your feedback. When OE pricing starts, founding agencies keep a permanent discount.

We reply within a day. English o español — como prefiera.